RPG Solutions now part of HUB International Southeast

Industry updates


Anthem Offers Free Credit Monitoring

Today, Anthem announced that it will provide two years of credit monitoring and identity repair Read more


Anthem Update

As many of you have heard in the news, on February 5, 2015, Anthem, Inc., Read more


Compliance Alerts

2014 Executive Compensation and Benefits Survey Launch Hutchison PLLC, Carlyle Conlan, and RPG Solutions have Read more


The Marketplace Special Enrollment Period

As you are aware, many changes resulting from Health Care Reform are continuing to take Read more


HPID Requirement Delayed Indefinitely

RPG Solutions clients will be contacted directly by their dedicated Account Manager following this update Read more


Medicare Part D Creditable Coverage Disclosure Notices

RPG Solutions clients will be contacted directly by their dedicated Account Manager following this update. Read more


Health Care Reform Update

On March 5th, 2014, the Department of Health and Human Services (HHS) extended the transition relief policy for two additional years for medical policies beginning on or before Oct. 1, 2016. Read more


OSHA requires posting of work related injuries and illnesses

It’s that time of year! Every employer covered by the Occupational Safety and Health Administration (OSHA) who has more than 10 employees (except for employers in certain low-hazard industries in the retail, finance, insurance, real estate, and service sectors) must maintain specific records of job related injuries and illnesses. Read more


FSA Special Enrollment and Rollover Option

As you are aware, many changes resulting from the Health Care Reform are beginning to take place. One of the recent implementations has been the opening of the Health Insurance Marketplace. Read more

E-Verify_Logo Registered-1

How to Resolve E-Verify Shutdown Issues

U.S. law requires companies to employ only individuals who may legally work in the United States – either U.S. citizens, or foreign citizens who have the necessary authorization. This diverse workforce contributes greatly to the vibrancy and strength of our economy, but that same strength also attracts unauthorized employment. Read more


Government Shutdown Affects E-Verify

As many of you are aware, due to the federal government shutdown, employers are now impacted in a variety of ways. Several of you have addressed concerns over access to certain government systems, one being the E-Verify program. Read more


IRS to Recognize Same-Sex Marriages

On Aug. 29, 2013, the U.S. Dept. of the Treasury and the Internal Revenue Service (IRS) issued Revenue Ruling 2013-17, ruling that same-sex couples who are legally married in jurisdictions that recognize their marriages will be treated as married for federal tax purposes. The ruling applies regardless of whether the couple lives in a jurisdiction that recognizes same-sex marriage or not, to ensure uniformity in application of the Internal Revenue Code. Read more


Employer Mandate Delayed until 2015

After numerous discussions with businesses, the Obama administration has announced it is delaying the employer mandate under the Patient Protection and Affordable Care Act until 2015. The employer mandate would have required businesses with 50 or more employees to offer their full-time employees benefits or face a penalty. This delay will allow companies more time to prepare for the mandate and the Obama administration to provide final guidance. Read more


Effective Benefit Plan Communication

The way that employers communicate benefits information to employees has a tremendous impact on how well the programs are understood, utilized and perceived by employees. Providing your employees with ample informative resources will help better convey your message. RPG Solutions is here to help you through this process and provide you with all the necessary resources. We also help you through the following bullet points. Managers and supervisors can be effective in sharing important benefits information with employees, especially if it is scripted or “canned.” Read more


Health Care Reform: Summary of Benefits and Coverage

The Patient Protection and Affordable Care Act (PPACA) requires health plans and health insurance issuers to provide a summary of benefits and coverage (SBC) to applicants and enrollees. Both non-grandfathered and grandfathered plans will need to provide the SBC. The SBC is a concise document providing simple and consistent information about health plan benefits and coverage. It must be provided free of charge. Read more


DOL Issues Model Exchange Notice

Beginning Jan. 1, 2014, individuals and employees of small businesses will have access to insurance coverage through the Affordable Care Act’s (ACA) health insurance exchanges (Exchanges). Open enrollment under the Exchanges will begin on Oct. 1, 2013. ACA requires employers to provide all new hires and current employees with a written notice about ACA’s Exchanges. This requirement is found in Section 18B of the Fair Labor Standards Act (FLSA). Read more


HSA Limits Will Increase for 2014

The Internal Revenue Service (IRS) has issued Revenue Procedure 2013-25, which increases limits for health savings accounts (HSAs) effective for calendar year 2014. The following HSA limits will increase for 2014: annual contribution limits for single and family coverage; and maximum out-of-pocket expense limits for coverage under a high deductible health plan (HDHP). Read more


i-9 documentation

The Immigration Reform and Control Act of 1986 (IRCA) required employers to verify that all newly-hired employees present “facially valid” documentation verifying the employee’s identity and legal authorization to accept employment in the United States. The I-9 form, or more properly the Employment Eligibility Verification Form, is provided by the federal government for that purpose. Every employee hired after November 6, 1986, must complete an I-9 form at the time of hire. Employees must complete Section 1 of the form at the actual beginning of employment. Read more


Important Effective Dates for Employers and Health Plans

On March 23, 2010, President Obama signed the health care reform bill, or Affordable Care Act (ACA), into law. ACA makes sweeping changes to the U.S. health care system. ACA’s health care reforms, which are primarily focused on reducing the uninsured population and decreasing health care costs, will be implemented over the next several years. This Legislative Brief provides effective dates for key Affordable Care Act reforms that affect employers and individuals. Read more


HHS Releases Final Minimum Value Guidance and Calculator

Beginning in 2014, to avoid penalties under the Affordable Care Act (ACA), large employers must provide health coverage to their full-time employees (and dependents) that is affordable and provides minimum value. An employer-sponsored plan provides minimum value under ACA if the percentage of the total allowed costs of benefits provided under the plan is no less than 60 percent. On Feb. 25, 2013, the Department of Health and Human Services (HHS) issued a final rule on essential health benefits. Read more


Cost-sharing Limits for Health Plans

Beginning in 2014, the Affordable Care Act (ACA) requires certain health plans to comply with cost-sharing limits with respect to their coverage of essential health benefits. Under ACA, “essential health benefits” must be equal in scope to benefits covered by a typical employer plan and must include items and services in ten general categories, such as hospitalization, prescription drugs and maternity and newborn care. The cost-sharing limits include both an overall annual limit, or an out-of-pocket maximum, and an annual deductible limit. Read more

Employee Handbook and Forms

Employee Handbook: Making Every Word Count

Employers should get the most out of their employee handbook, using it as a tool to build workplace morale and answer questions from employees. Employers should also be cautious when drafting their employee handbook and be aware of potential pitfalls and unintended liability that may arise from their handbook. These potential pitfalls, along with ever-changing laws, make the creation and upkeep of an employee handbook difficult. Read more


Health Care Reform: Employer Penalties

Effective for 2014, the Affordable Care Act (ACA) imposes “pay or play” requirements on large employers to encourage them to provide group health plan coverage for their employees. A large employer for this purpose is one that employed at least 50 full-time employees, including full-time equivalents, on business days during the preceding calendar year. Read more